Ambitions renewed 1999 › 2015

Crédit Foncier becomes a part of Groupe Caisse d’Epargne.

Crédit Foncier turns a page in its history: State oversight was replaced by integration in a cooperative banking group with ambitious goals.

1999La Caisse d'Epargne

The Caisses d’Épargne acquire 90.6% of Crédit Foncier’s capital.

The search for synergies with GCE

In June 2000, a joint development plan between Crédit Foncier and Groupe Caisse d’Epargne was unveiled with a clear goal: become the leading property division in France and be a benchmark on the capital markets, particularly specialised finance and refinancing property loans via Compagnie de Financement Foncier.

Acquisition of Entenial, A3C and CFCAL

Crédit Foncier sold its historic head office, bought Entential, a competitor, in 2003 and continued external growth in 2004 and 2005.

In July 2003, the AGF and Crédit Foncier entered into exclusive talks to buy AGF’s 72.15% stake in Entenial. With the approval of the central works council and Crédit Foncier’s Supervisory Board, the contract was finally signed on October 21, 2003 for a total amount of €575 million.

This particularly intelligent tie-up was an integral part of the group’s quest to become the French leader in real estate finance.

2009: Creation of Groupe BPCEgroupe BPCE

Merger between Groupe Caisse d’Epargne and Groupe Banque Populaire. The new entity (BPCE) was formed.

The new “Branch Concept”

2013-2015, Crédit Foncier rolls out “the new branch concept”: next-generation branches that are attractive, modifiable and friendly.le nouveau concept agence

The new concept is based on four key principles:

  • Creating an impact with an exciting façade
  • Increasing the visibility and identity of the brand
  • Defining a new store set-up, reflecting innovation and dialogue in a setting that is friendly, reassuring and professional.

Designing a point of sale, including a transparent front window, that speaks to customers from both the outside and the inside.