Legal notice

Corporate name: Crédit Foncier de France
Public limited company (French société anonyme) with share capital of €1,331,400,718.80 at January 24, 2014
– Paris Trade and Companies Register No.: 542 029 848 – SIREN
Legal Representative: Bruno DELETRE, as Chief Executive Officer
SIRET no.: 542 029 848 00018
APE code (NAF): Other monetary intermediations 6419 Z
Intra-Community VAT no.: FR 83542029848
Registered office: 19 rue des Capucines 75001 Paris – France
Offices and postal address: 4 quai de Bercy 94224 Charenton Cedex – France
Telephone: +33 (0)1 57 44 80 00

creditfoncier.com

You are connected to the URL: https://creditfoncier.com
The creditfoncier.com website is the exclusive property of Crédit Foncier de France.
Crédit Foncier de France is the publisher of this website.
The Director of the website’s publication is M. Bruno DELETRE, as the CEO of Crédit Foncier de France.
The website is hosted by Aquaray, 14 rue Jules Vanzuppe, 94200 Ivry-sur-Seine France – SIREN no.: 447 997 099.
Webmaster: bal-netcom@creditfoncier.fr
The website creditfoncier.com has been registered with the Commission Nationale de l’Informatique et des Libertés (CNIL).

Crédit Foncier’s business lines

Crédit Foncier is a credit institution under French law and an investment service provider authorised in France by the Autorité de Contrôle Prudentiel et de Résolution (ACPR – 61 rue Taitbout – 75436 Paris Cedex 09) and controlled by it and by the Autorité des marchés financiers (French Financial Markets Authority).
Interbank code (CIB) of Crédit Foncier de France: 43 199
Authorisations can be verified on the ACPR website.

Crédit Foncier conducts its business in accordance with professional standards laid out by the French monetary and financial code, CCLRF regulations and ministerial orders, best practices, instructions and recommendations made by the ACPR, the general regulations and instructions of the AMF, BAFI – COREP – FINREP as well as recommendations published on the website of the Banque de France.

Courtier d’assurance (COA) is registered with the Organisme pour le Registre des Intermédiaires en assurance (ORIAS) under the registration number 07023327; Crédit Foncier de France’s insurance brokerage business is marginal.
Registration may be verified on the ORIAS website.

Conditions of access and use

Disclaimer

The purpose of the website creditfoncier.com is to provide information and is subject to French law.
Persons browsing this website accept the following terms and conditions.
The confidentiality of messages is not guaranteed on the Internet and every web user is responsible for taking all precautions necessary to protect their data and/or software.

Intellectual property

The use of this website is reserved for personal use only.
Text, photos, videos, images, drawings, animated sequences and sounds available on the Crédit Foncier website are protected by intellectual property rights.
The Crédit Foncier trademark and all other commercial trademarks included in the website are registered trademarks.
It is strictly forbidden to reproduce or represent, either partially or in full, this website, and/or elements within it, for any other purposes in any format. Failure to comply with this prohibition shall constitute infringement of copyright and the infringer may incur civil and criminal liability.

Information on products, activities and/or services

Information and content do not represent a contractual agreement. They are provided for information purposes only and may be changed or updated without prior notice. Crédit Foncier may, at any time and without prior notice, improve and/or modify the products, activities and/or services described on this website.

Disclosure

All general information of an economic, legal or financial nature contained on this website are provided for information purposes only. Crédit Foncier shall not be held responsible in the event this information should be incomplete or inexact, nor shall be held responsible for the content of these webpages or the use that is made of them.
Information published on this website shall in no way replace the advice of an advisor or tax authorities and is in no way exhaustive.
In addition, access to certain products and services may be subject to restrictions for agreed reasons.

Information on links

Crédit Foncier offers hyperlinks to websites that do not belong to Crédit Foncier. These website were chosen due to the quality of information they provide at the date the link was created. However, Crédit Foncier has absolutely no control over or responsibility for the content of these websites. Moreover, a link to such a website does not imply that Crédit Foncier may be held responsible for their content or the use that is made thereof.
Websites may also be linked to the Crédit Foncier website without having requested prior permission to do so. Crédit Foncier has absolutely no control over or responsibility for the content of these websites.

Protection and use of personal data

Personal data gathered on this website may be used by Crédit Foncier (4 quai de Bercy – 94224 CHARENTON CEDEX), which is also responsible for processing the data, for administrative management and commercial purposes and in order to offer customers or any other interested party its services and/or products.
Your personal data may be disclosed:

  • to the administrative authorities or official bodies upon their request, particularly as part of efforts to prevent money laundering and terrorism financing,
  • to third-party IT service providers for managing and maintaining this website,
  • to service providers assisting Crédit Foncier in managing technical and commercial operations and to any recipient, public or private, in accordance with all laws, decrees or legal rulings.

Visitors to this website who have provided personal information have the right to access, request and amend their information, pursuant to law no. 78-17 dated January 6, 1978, enabling them to have their personal information amended, completed, updated, locked or erased if said information is inaccurate, incomplete, unclear or expired.
Visitors to this website also have the right, for legitimate reasons, to oppose their data from being processed; they also have the right to oppose the continued use of their personal information for commercial purposes.

Visitors to this website may exercise these rights by writing to the following address and providing a photocopy of any form of identification that includes their signature: Crédit Foncier – CNIL Department – 4 quai de Bercy – 94224 Charenton Cedex.

Cookies

You are hereby informed that a cookie may be automatically installed on your web browser and temporarily saved on your hard drive in order to facilitate browsing on the website.

Cookies sent from Crédit Foncier to your computer are used for the following purposes: 1) to help the website run better; 2) to save browsers’ connection and log-in preferences; and 3) to analyse traffic on the website (number of hits, one-time users). Service providers may analyse traffic information; information provided by these cookies makes it possible to analyse users’ behaviour in order to optimise their experience and identify when maintenance needs to be done. Information gathered is anonymous and only used for statistical purposes.
There are several ways to accept or refuse cookies.

Configuring your web browser

Users may refuse cookies by modifying their browser settings.
However, this will delete all cookies used by the browser, including those used by other websites, which could lead to the loss of certain information or settings.
Deleting all cookies could therefore change the way you browse the website or make it impossible altogether.
Your browser may sometimes be configured in such a way to attract your attention to cookies downloaded onto your computer. It may ask you to accept or refuse them. You can either accept or refuse cookies on an individual basis or refuse them categorically.

Please be aware that enabling/disabling cookies is liable to modify the conditions of access to some of the website’s functions requiring the use of cookies.
If your browser is configured to refuse all cookies, you may not be able to take advantage of the website’s essential functions such as saving your connection preferences for sessions requiring a log-in.

In order to manage cookies as you wish, you will need to configure your browser by taking account of the consequence of cookies as described above.

To refuse or control the download of cookies, the configuration, which varies from browser to browser, can be found in your browser’s Help menu.
To disable cookies:

  1. if you use Internet Explorer
    In Internet Explorer, click on the Tools button, then Internet Options.
    Under the General tab, under Browsing History, click on Settings.
    Click on the View files button
    Sort the files in alphabetical order and scroll down to the files that start with “Cookie”; the cookies should contain the name of the website that downloaded the cookie.
    Select the cookie containing the name “Crédit Foncier” and delete it.
    Close the window that contains the list of files, then double-click on OK.
  2. if you use Firefox
    Go to the “Tools” tab then select the “Options” menu
    Choose “Privacy”, click on “Display cookies”
    Select the file named “Crédit Foncier” and delete it.
  3. if you use Safari
    In your browser, click on the “Publication > Preferences” menu, then on “Security”.
    Click on “Display cookies”.
    Select the cookie named “Crédit Foncier” and click on “Delete” or “Delete all”.
    After deleting the cookie, click on “End”.
  4. if you use Google Chrome
    Select the icon in the Tools menu.
    Select “Options”.
    Click on the “Advanced options” then “Privacy”
    Select the “Display cookies” button.
    Select the file containing the name “Crédit Foncier” and delete it.
    Click on “Close”.

For more information on cookies, their uses and their management by internet users, please refer to the CNIL’s website.